Insurance Products

Homeowners Insurance

You Don't Need To Be a Home Insurance Expert To Learn Some Basic Concepts About Insurance. Contact An Agent At: Neighbors Insurance Agency For Up To 40% In Savings-305-265-8585.

Do you know how much your belongings are worth? The figure is often much more than our customers initially think. Taking the time to assess what you own, and to understand how your coverage works can help you make sure everything you value is adequately covered. Contact a local Neighbors Insurance Agency agent to learn more.

Choose your insurance or call today 1 (855) 314-8585 or 1 (844) 383-4040.

Insure Your Home's Structure And Protect Your Home & Personal Property with Our Insurance Plans

When at home, you rely on having a safe and comfortable place to live in. When you purchase a home insurance policy, it should contain a description of your home's structure and a list of excluded items. It's important that you understand what is included in your coverage and any additional options you may want to consider.

Your Residence Type Matters

Structures vary, which is why a different policy is usually required for each type of home. For instance.

Protecting Your Home & Personal Property With Insurance
  • A Condo policy typically covers interior structures like wallboard and lighting fixtures.

  • Within a home insurance policy, usually a home's entire structure is covered along with sheds and detached garages.

  • For Manufactured Homes, the entire structure is usually covered, while sheds and garages may require an optional policy.

  • A Renters insurance policy typically has no physical structure coverage at all, but it often provides essential liability and contents coverage.

Neighbors Insurance Agency will be happy to speak with you about securing your home's features as well as the things you own; in order help you make an informed decision about coverage. Please contact us for additional information.

Homeowners insurance is really all about protecting yourself financially if something unexpected were to happen to either your home or valued possessions. It's important because usually your home is likely to be one of your most significant investments. if your home were either destroy by fire or damaged by a natural disaster, you would need more money to repair or replace it. if a guest in your home is injured, liability protection and medical coverage may help to pay expenses. if you are a victim of theft or vandalism, you may be reimbursed for your losses and/or paid for required repairs. If you are still paying for your home, your lender will required insurance.

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For a car

Auto Insurance Coverage Options Quote Online, or Find an Neighbors Insurance Agent near you. call (305) 265-8585.

Liability Coverage Liability Coverage protects you from damage you do to others or to protect in case of an accident. Some level of liability auto insurance coverage is required. Every state in the country requires that drivers, and sometimes passengers, carry minimum levels of auto insurance coverage (or the equivalent in financial responsibility waivers) in order to ensure that its drivers can cover the cost of damages to people or property in the event of an automobile accident.

Everybody looks for the best rate on car insurance, and we offer you the best quotes from some of the most respected insurance carriers around. Call a neighbors Insurance Agency representative to ask questions or to make changes to your policy today and save up to 30% on your policy..

Medical Payments Coverage can help pay medical expenses no matter who's at fault. it covers you, your passengers, and any family members driving or riding in the insured vehicle at the time of the accident.

Vehicle Protection - Collision and Comprehensive

Collision Coverage help pay for vehicle repairs if you are involved in covered loss. (That's insured peak for an accident that's specifically covered by your policy.) Comprehensive Coverage helps pay for damages on covered costs that aren't caused by a collision. What if your car is damaged by a storm or vandalism? That would generally be covered under the "comprehensive" portion of your policy - even though it is not caused by collision.

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Underinsured / Uninsured Motorist Coverage helps protect you from the drivers with little or no insurance. It also can help cover injures to you or your passengers as well as repairs and expenses to your damaged car.

Additional car Insurance Coverage Options

Personal Injury Protection helps reimburse you for lost income, child care expenses, medical expenses, and some other costs if you are hurt in a covered accident. *

Don't get stranded! Towing and Labor Costs Coverage can help reimburse you for towing and other basic roadside-assistance expenses.

How would get around after an accident? Rental Reimbursement Coverage reimburses you for the cost of renting a car while yours is in the shop. ** If you have put a high -end sound system in your car, consider Sound System Coverage, which can help you protect your investment if it's stolen or damaged.

Boat Insurance

What does boat insurance cover?.

Mastering the open water on your boat is a skill unlike any other. Makes sense, then, that it takes insurance unlike any other to keep your watercraft safe. With a policy through Neighbors Insurance , you can benefit from boat insurance coverage options uniquely suited to withstand life's crashing waves.

Types of boat insurance coverage

Boat insurance through Neighbors Insurance is perfect for a huge assortment of boats — and boaters. Whether you sail every weekend or just take a couple of fishing trips a year, you can design a unique policy with one of our partners and get coverage for key facets of your boating lifestyle, such as.

Your liability

If you cause an accident, liability coverage helps cover others' property damage or bodily injury bills so you can protect your hard-earned savings.

Your wellbeing

If you're hurt in a boating accident, medical payments protection could cover your injury costs, and those of everyone in the boat at the time, no matter who was responsible. In some states, you must exhaust your regular health insurance before medical payments coverage kicks in.

Your boat

Property damage coverages like collision and comprehensive help keep your watercraft in tip-top shape. You can get help repairing or replacing your vessel if you collide with another boat or object, or suffer non-collision damage such as theft or fire

Your personal effects and equipment

Even if you think your old, creaky boat isn't worth insuring, chances are the valuables you have on board are. Things like portable radios, wetsuits, and underwater cameras add up in a hurry.

If your boat is ever broken into, you could have trouble replacing your belongings out of pocket. When you get protection through Neighbors Insurance , you can even secure coverage for pricy navigation gear and fishing equipment.

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Your peace of mind

When things get a bit choppy on the water, coverage through one of our partners can keep your confidence cresting. With amazing supplemental protection, like uninsured boater and emergency assistance coverages, you can stay prepared in the event of unforeseen breakdowns and accidents.

boats that cannot be insured through Neighbors Insurance

While boaters can secure coverage for a wide variety of watercraft, there may be a few types of boats that are difficult to insure. Depending on your state and specific policy, you could have trouble finding a policy for extremely large, expensive, or powerful boats, houseboats, live-aboards (boats used as primary residence), amphibious land boats, hovercrafts, airboats, homemade boats with no serial numbers, boats without a motor, boats that fail to meet U.S. Coast Guard regulations, boats with wooden hulls, and boats owned by more than 2 people..

Motorcycle Insurance

entrust your bike to insurance for motorcycle coverage you can depend on Neighbors Insurance Agency.

You can count on motorcycle insurance through Neighbors Insurance Agency to protect your bike, no matter what kind of ride you own. Every policy is built to save you money, with flexible payment options and knowledgeable customer service you can rely on 24/7, every day of the year. Whether you just bought a bike or you're ready to shop for a new policy, get a free quote online for coverage that provides you with added security and peace of mind..

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Why you can rely on Neighbors Insurance

As a proud member of the Allstate family, we're backed by the strength and experience of a longtime industry leader. With a financial-strength rating of "Superior" from A.M. Best, a respected insurance rating organization, you can trust that we'll be there when you need us most.

We value insurance that helps you make smarter decisions. You can take advantage of our hassle-free experience, competitive prices, and innovative tools to take direct control of your policy..

Protection for your RV

Trust Neighbors Insurance for help finding your perfect RV coverage through one of our partners.

The beauty of an RV is that it doubles as both a vehicle and a dwelling, a ride to enjoy and a place to relax. While this means RVs often provide twice the fun, they also have twice as much worth protecting. That's why finding the right RV insurance is so important.

RVers can go from tourists to errand-runners to dinner-party hosts all in the same day, and in the same vehicle! Thankfully, when you get a free RV insurance quote through Neighbors Insurance , you can connect with one of our partners and secure coverage that's flexible enough for all sides of your vehicle — and your life.

Thankfully, an RV insurance policy through Neighbors Insurance can provide essential coverages that protect your unique vehicle in ways an auto policy typically won't, such as:

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Our partners

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