Homeowners Insurance

Homeowners Insurance

You Don't Need To Be a Home Insurance Expert Learn Some Basic Concepts Then Contact An Agent At: Neighbors Insurance Agency For Up To 40% Savings-305-265-8585.

Do you know how much your belongings are worth ? The figure is often much more than our customers initially think. Take the time to assess what you own, and to understand how your coverage works, can help you make sure everything you value is adequately covered. Contact a local Neighbors Insurance Agent to learn more.

Choose your insurance or call today 1 (855) 314-8585 or 1 (844) 383-4040.

Insuring Your Home's Structure Protecting Your Home & Personal Property with Insurance

At your home, you rely on having a safe, comfortable place to live. when you purchase a home insurance policy, it should contain a description of your home's structure and a list of excluded events that may not be included. it's important to ensure you understand what is included in your coverage and any additional options you may want to consider.

Your Residence Type Matters

Structures vary so that a different policy is usually required for each type of home. For instance.

Protecting Your Home & Personal Property with Insurance.
  • A Condo policy typically covers interior structures like wallboard and lighting fixtures.

  • Within a home insurance policy, usually a home's entire structure is covered along with sheds and detach garages.

  • For Manufactured Homes, the entire structure is usually covered, while sheds and garages may require an optional policy.

  • A Renters insurance policy typically has no physical structure coverage at all, but if often provides essential liability and contents coverage.

Neighbors Insurance Agency will be happy to speak with you about securing your home's features as well as the things you own; in order help you an informed decision about coverage. Please contact us for additional information.


Homeowners insurance is really all about protecting yourself financially if something unexpected were to happen to either your home or valued possessions. It's important because usually your home is likely to be one of your most significant investments. if your home were either destroy by fire or damaged by a natural disaster, you would need more money to repair or replace it. if a guest in your home is injured, liability protection and medical coverage may help to pay expenses. if you are a victim of theft or vandalism, you may be reimbursed for your losses and/or paid for required repairs. If you are still paying for your home, your lender will required insurance.

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