The Protection Your Business Needs
Business Insurance Company in Miami, FL
When you are starting out with your new business, there are some insurance coverages that you should consider adding to your policies. While not all of these coverages are required, they will provide the business insurance in Florida that will best protect you and your business
At Neighbors Insurance Agency, our insurance professionals offer a variety of plans designed to ensure that business goes on as usual—without needless interruption and worry. After you consult with one of our representatives, you’ll be armed with the knowledge to choose the plan that will benefit you the most. With our business insurance coverage, you’ll get:
The confidence to face each venture without financial fear
A plan that takes stock of your business’s future as well as its present
This business insurance in Florida protects your business property and assets, including any buildings, equipment, computers, and other assets. Some of these policies also include additional protections against earning losses due to business interruption..
General Liability Insurance
This required business insurance in Florida covers your business against third party property damage or bodily injury that is caused by your services, products, or employees.
Commercial auto insurance is also required for Florida businesses. This insurance covers all vehicles used by your business, including company cars, trucks, SUVs, and vans in the event of an accident. If your employees use their own vehicles for work purposes, you should consider non-owned liability coverage in case the employee does not have insurance.
Business Owner’s Policy
This type of business insurance in Florida provides all state required coverages in a single package. These policies can be tailored to your specific business needs, and can result in significant savings over purchasing each policy individually.
Corporate Car Insurance
Nobody who operates a vehicle for a living should be driving without proper commercial auto insurance. At Neighbors Insurance Agency, we proudly offer commercial auto insurance packages to meet the demands of customers in and around Miami, FL. Whether you're a professional driver or a company owner, you shouldn’t have to worry about the unexpected. The truth is that auto accidents can happen even when you're not at fault. That's why it's so important to have the right coverage in place.
Get the Coverage and Protection You NeedWe make it easy to find the right insurance. Our commercial auto insurance is designed to:
Protect your commercial vehicle
Safeguard your business’s financial integrity
Avoid complicated and costly disputes
Commercial auto insurance is something you simply can't afford to operate without. Call Neighbors Insurance Agency today to discuss your needs and learn more about the plans we have to offer.
Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.
Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.
In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.
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