Commercial Truck Insurance vs. General Truck Insurance

commercial auto insurance florida

If you have been wondering what the difference between commercial auto insurance and personal truck insurance is, contact Neighbors Insurance Agency to learn more about what each policy covers. They offer both policies as well as many others. If you are in the state of Florida and need coverage for your truck or auto for either business use or for personal use, contact Neighbors Insurance Agency to learn more about their commercial and personal policies or visit their website to see what policy would be best for you. Don’t risk getting the wrong policy and not having enough coverage.

 

Are You the Owner or Employee?

 

If you are the owner or proprietor of your truck, you may have to purchase a personal policy that covers your activities as the owner. However, if you are an employee of a company who has entrusted you to drive the truck for business reasons, you require different insurance. Sometimes, under these circumstances, your company may provide you with insurance as the employee. That said, you may find you get better deals by seeking out a policy on your own. Additionally, you may have concerns that your policy does not cover and by investigating commercial auto insurance on your own, you may find comprehensive coverage that you would not have gotten otherwise.

If you are the owner of your truck, you may still want to consider commercial truck insurance. This is because there may certain factors that can impact your decision process. For instance, if you use your truck for business purposes then you may want to get a commercial auto insurance policy. If you are always on the road, you will need sufficient coverage to cover you and a policy for owners or proprietors may not be enough.

 

Commercial Auto Insurance Might Have More Coverage

 

Commercial truck insurance may be the answer for you if you want more coverage. This is because commercial auto insurance typically offers higher limits than personal coverage. This means that you would be able to get sufficient compensation in the event of an accident. Since trucks tend to incur more damage than regular commuter vehicles, a commercial policy may be what you need to get all the coverage you need.

If you are still confused about what policy is right for you and would like to speak with someone personally, contact Neighbors Insurance Agency in Florida. They have abundant policies for you and expert representatives ready to talk you through the process of selecting a policy. Visit their website to see what they offer or call them to speak with someone directly.

 

Contact Us

 

The selection you make between commercial auto insurance and personal truck insurance can mean the difference in price and in coverage. If you are searching for either policy or would like to learn more about what they cover, contact Neighbors Insurance Agency in Florida to learn more about their selections and whether they are right for you and your truck.