Property damage coverages like collision and comprehensive help keep your boat in tip-top shape. You can get help repairing or replacing your vessel if you collide with another boat or object, or suffer a non-collision damage such as theft or fire
Your personal effects and equipment
Even if you think your old, creaky boat isn't worth insuring, chances are the valuables you have on board are. Things like portable radios, wetsuits, and underwater cameras add up in a hurry.
If your boat is ever broken into, you could have trouble replacing your belongings out of pocket. When you get protection through Neighbors Insurance Agency, you can even secure coverage for pricy navigation gear and fishing equipment.
Your peace of mind
When things get a bit choppy on the water, coverage through one of our partners can keep your confidence cresting. With amazing supplemental protection, like uninsured boater and emergency assistance coverages, you can stay prepared in the event of unforeseen breakdowns and accidents.
boats that cannot be insured through Neighbors Insurance
While boaters can secure coverage for a wide variety of watercraft, there may be a few types of boats that are difficult to insure.
Depending on your state and specific policy, you could have trouble finding a policy for extremely large, expensive, or powerful boats, houseboats, live-aboards (boats used as primary residence), amphibious land boats, hovercrafts, airboats, homemade boats with no serial numbers, boats without a motor, boats that fail to meet U.S. Coast Guard regulations, boats with wooden hulls, and boats owned by more than 2 people..